T-Mobile vs. Verizon Review

Let’s start this comparison with the cheap stuff and work our way up.

If you’re looking for a no-data, no-frills talk and text plan, then T-Mobile has you covered. But if you want a limited data plan, with anywhere from 500 MB to 5 GB of data, then Verizon has a few prepaid options starting at $35 a month with AutoPay.

But let’s move on to the main event, the star of the show, the feature picture: unlimited plans. Here’s a look at what Verizon and T-Mobile are serving up for all you data hogs.

Unlimited talk and text come included with most cell phone plans—what you pay for your cell phone plan will largely depend on data. Check out our data guide and make sure you don’t pay for too much data (or too little).

T-Mobile takes the prize for most affordable unlimited plan with its $50 Essentials plan. This plan offers a cheap(ish) way to get unlimited talk, text, and data from one of the country’s most robust wireless networks. (We recommend checking out Visible or Xfinity Mobile for cheaper unlimited plans). 

The biggest downside to this plan is that your data can be deprioritized during times of congestion. Basically, that means the company will slow down your speeds to give service to more important customers (i.e., people who give them more money).

If you want to be one of those people who give T-Mobile more money to get full speeds all the time, then you can get the Magenta plan.

The $70 Magenta plan comes with some extra perks, like international texting, in-flight Wi-Fi, and 5G coverage (if you’ve got the right device). But before you jump on the T-Mobile bandwagon, check out Verizon’s unlimited plan that runs at the same price.

Similar to T-Mobile’s cheapest unlimited plan, Verizon Unlimited Welcome customers can experience data deprioritization when the network is busy. And for the record, we think that’s pretty bogus for a $65 (with AutoPay) plan.

But Verizon tries to make up for deprioritization with some perks to choose from, like extra storage or more hotspot data. You'll also find add-on options for streaming and music like Verizon's Disney Bundle, an Apple One subscription, or a subscription to Walmart+.  Not to mention that Verizon operates the best mobile network in the country (we’ll talk about that more in a minute).

When you start looking at the higher-tiered plans from Verizon and T-Mobile, the main benefits you find are increased high-speed data caps and better streaming quality.

Both Verizon’s Unlimited Plus and T-Mobile’s Magenta plans will give you HD video streaming.

But T-Mobile is the clear winner when it comes to the high-speed data cap, giving truly unlimited high-speed data for its Go5G Plus plan, no matter how much data you use. Compare that to Verizon's 50 GB, and you’ll see why some people pay a few extra bucks for the Go5G Plus Plan. And if $90 feels like way too much, even T-Mobile's Go5G plan has double Verizon's high-speed data cap, giving you 100 GB of premium data.

Here’s a cost-saving tip—you can get the same reliable cellular coverage as you would from AT&T or T-Mobile when you sign up for a much cheaper wireless plan through an MVNO (mobile virtual network operator). MVNO carriers operate over the same cellular towers, but let you save big with a simpler plan.

Looking for a Verizon plan? Try out Visible—you get 5G coverage, unlimited talk and text, and premium data for just $20 or $35 a month. Verzon’s stellar network coverage keeps you connected wherever you go, and the unlimited mobile hotspot is an extra bonus.

Looking for a T-Mobile plan? Pick Mint Mobile instead—you get unlimited data, mobile hotspot access, and 40GB of premium 5G data over for just $30 a month, and you have the option to get plans for as low as $15 a month. That’s a seriously thrifty way to access to the best 5G in the country.

Bundling your mobile plan with an internet plan from your cellular provider can save you hundreds of dollars every year, especially since you're already paying for both services.

Verizon offers 5G home internet with 100Mbps to 300Mbps download speeds and where available, its ultra-reliable fiber Fios plans from 300Mbps to 1Gbps symmetrical speeds at a $15 to $25 discount to Verizon mobile customers.

T-Mobile offers 5G home internet with download speeds between 72Mbps and 245Mbps. When you have an existing T-Mobile cell phone plan, you can get up to a $25 monthly discount on your internet portion of your plan with AutoPay.

Data caps refer to how much data you can use in a given month before your speeds start to slow down. Here’s how the data caps break down between the two providers:

• All T-Mobile plans (except for its Go5G Plus plan) have a 100 GB data cap.
• Verizon plans range from 15 GB to 50 GB (Unlimited Plus)

If you frequently stream on the go or obsessively play Hearthstone (like my fellow writer here at Reviews.org does), you’ll run through data pretty quickly. Having a higher data cap means you can expect the same speeds for a longer amount of time.

Coverage matters a ton, and Verizon leads the wireless pack. WhistleOut reports that Verizon’s 4G coverage has reached 70% of the nation, while T-Mobile comes second with 59% 4G coverage.

Let’s compare the coverage maps for Verizon and T-Mobile to see just where the two differ.

Suddenly that 11% difference between Verizon's and T-Mobile's coverage areas makes a big difference, right? Especially for those of you living in Wyoming, Montana, Nebraska, Iowa, Wisconsin, Nevada, or Arizona.

If you happen to live in one of those states, you’ll enjoy much more reliable coverage with Verizon’s network than you would with T-Mobile’s network.

Verizon wins the coverage battle over T-Mobile’s network, but then again, Verizon wins the coverage battle against every provider. Expect reliable coverage with either phone carrier, but Verizon goes above and beyond, especially in rural areas.

You’ll find the latest devices from Apple, Samsung, Google, and other brands with both Verizon and T-Mobile. The main differences you’ll see between these two are in the temporary deals they are running on new devices.

Here’s a list of some of the most popular phones that T-Mobile is currently selling.

And here’s a look at some phones that Verizon’s selling.

Seriously though, check out the deals that Verizon is running. Sometimes they offer wild, off-the-wall stuff like buy-one-get-one iPhones.

If you're looking to switch to either T-Mobile or Verizon, you'll need to know what each carrier requires to unlock your device. To unlock a phone through T-Mobile there are a lot of requirements needed to be eligible, Verizon makes unlocking your device a bit easier. 

Both Verizon and T-Mobile offer some extra features, like wireless mobile hotspots. But they each have unique perks to sway you in one direction or the other. Here are some of our favorite perks:

• Netflix subscription included with a T-Mobile Go5G Plus plan
• Apple TV+ included with T-Mobile's Go5G (for six months) and Go 5G Plus plans
• Promotions like coupons and vouchers through the T-Mobile Tuesdays app
• Full-flight texting and Wi-Fi with streaming with T-Mobile's Go5G Plus plan and four full-flight streaming sessions a year plus one hour of streaming with Go5G.
• AAA membership included for one year with the Go5G plan
• Free in-flight texting
• Unlimited texting and data in most countries

Verizon's perks are bundled into $10 add-on packages. You can add as many or as few as you like, and Verizon even lets you change them up whenever you want.

• Disney Bundle: Disney+, Hulu, and ESPN+ 
• 100 GB mobile hotspot
• 3 TravelPass Days
• 2 TB cloud storage
• Smartwatch data & safety
• Walmart+ membership
• Apple Music Family
• Apple One

We think the advantage goes to Verizon for perks, but it really comes down to what you prefer: The Mandalorian or Black Mirror, Apple Music or in-flight service.

You’ll notice that Verizon offers way more plans than T-Mobile overall. That’s because T-Mobile offers only one plan that’s not unlimited data.

Although unlimited data plans seem to be the future of wireless service, it may still be overkill for some users (like your kids or your parents). If you know you aren’t an unlimited-data kind of user, then you might want to go with Verizon or check out these cheaper plans.

It's basically a dead tie between T-Mobile and Verizon. The main thing you should take away from this is that both providers are excellent and you can’t go wrong with either.

But there are a few reasons it might make sense to choose one over the other. 

• Budgeters: Pick T-Mobile. T-Mobile offers cheaper unlimited plans than Verizon at every tier of service. If you’re looking for a non-unlimited data plan, then Verizon is actually better (we would also recommend these plans).
• Data hogs: Pick T-Mobile. T-Mobiles Go5G Plus plan has no data cap, which obviously beats out Verizon's 50 GB data cap. You can go nuts with data on T-Mobile.
• Travelers: Pick T-Mobile. Both carriers give you unlimited text and data in most countries, but with T-Mobile, you'll also get free in-flight texting and Wi-Fi.
• Country dwellers: Pick Verizon. Verizon does a much better job covering rural areas across the country.
• Speed lovers: Pick T-Mobile. T-Mobile currently offers faster download and upload speeds than Verizon.